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Updated - 28 : 07 : 2006

When I received my first credit card in the mail at age 18 I was ecstatic, I said to myself, wow now I’m getting somewhere in life. This credit card company thinks I’m worthy of 500 dollars in credit.

The writer of this article on wow has something to say and he definitely knows what he’s talking about.

So I made my monthly payments like a good consumer and watched my credit limit grow. I thought boy this company must think alot of me to take such a risk.

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